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Interest Rates on Term Deposits |
|||
---|---|---|---|
Period |
General Public |
Senior Citizens |
|
7 days to 90 days | 4.25% | 4.25% | |
91 Days to 180 days | 4.75% | 4.75% | |
181 Days to 1 Year | 5.50% | 5.50% | |
Above 1 Year to 2 Years | 7.00% | 7.50% | |
Above 2 Years to 3 Years | 7.75% | 8.25% | |
Above 3 Years to 5 Years | 7.50% | 8.00% | |
Above 5 Years to 10 Years | 7.00% | 7.50% | |
15 Months (Special Deposit Scheme) | 7.50% | 8.00% | |
18 Months (Special Deposit Scheme) | 8.25% | 8.75% |
TDS is applicable to all Members and Nominal Members subject to Income Tax Act
As senior citizens are given additional 0.50% interest rate for a period of more than 1 year, the deposit of Rs.1 Crore and above will not get additional 0.25% interest.
For Single Deposit of Rs.1 Crore and Above (Bulk Deposit) for a period of 1 year & above additional rate of 0.25% will be applicable.
RATE OF INTEREST ON LOANS
RATE
|
|
EMERGENCY LOAN |
11.00 % |
LOAN AG COMPULSORY DEPOSIT |
Compulsory Deposit’s Rate of Interest plus 2.00 % |
MEDIUM TERM LOAN UPTO 1400000/- |
12.50 % |
LOAN AG INSURANCE POLICIES / NATIONAL SAVING CERTIFICATE |
13.00 % |
HIGHER EDUCATION LOAN |
8.00 % |
90% HOUSING LOAN |
6.95 % |
VEHICLE LOAN |
7.95 % |
MORTGAGE LOAN | 13.00 % |
PENAL INTEREST ON DEFALUTED INSTALLMENT |
2.50 % |
IF OVERDRAFT IN SAVING BANK ACCOUNT/CURRENT ACCOUNT |
18.00 % |